How Safe Is Your Traditional IRA or 401(k)?

How Safe Is Your Traditional IRA or 401(k)?

Reports of Retirement Fund Theft Causes Concern Among Would Be Retirees One day your hard earned savings sit peacefully in your IRA or 401(k) and then like magic disappear. Recently, news outlets across the country have reported the theft of money from the retirement accounts of employees. In New York City, the New York Post ran an article about a father-daughter duo who stole $750,000 from employees at a construction company. Eighteen thousand dollars of…

401(k) vs Precious Metals IRA

401(k) vs Precious Metals IRA

A 401(k) is a retirement plan sponsored by the employer that allows workers to save and invest a piece of their saving before taxes are taken out. Taxes are not paid on a 401(k) until the money is withdrawn from the account. A Precious Metals IRA, on the other hand, is a self-directed account that physically holds precious metals rather than a piece of paper.

Critical Skills For Life Planning

Critical Skills For Life Planning

In today’s economy, the future is more uncertain than it’s ever been before. The political situations around the world are reaching breaking points like the world has never experienced. The financial crises are coming more often and more unexpectedly. Many citizens who don’t stay current on financial news were taken by surprise when Greece reached its breaking point. Then China’s economic meltdown followed quickly behind Greece. The reason that so many people were taken by…

Why a Precious Metals IRA is Smarter than You Think!

Why a Precious Metals IRA is Smarter than You Think!

It’s no secret that our national debt has a big impact on Americans in an every-day way, and you’ve probably considered how our national debt and market instability can — and perhaps already has — impacted your life savings or retirement planning. Maybe you’ve weathered the market for many years and watched your investment accounts be almost entirely decimated in the most recent stock market crash, or perhaps you got lucky, and made all of…

Gold & Silver: The Hottest Economic Commodity Right Now

Gold & Silver: The Hottest Economic Commodity Right Now

The U.S. dollar is a form of fiat currency, meaning it is created and controlled by our government. New money is constantly being printed and put into circulation every day. However, these actions mean the dollar decreases in value and is therefore hard to stabilize. The value of the dollar stems from our government’s ability to regulate it. Contrary to popular belief the U.S. dollar is not backed by any real commodity, which is why…

Tips for Retirement Planning In An Uncertain Economy

Tips for Retirement Planning In An Uncertain Economy

Until the crash in 2008, simple investments like your 401k seemed like a safe bet for retirement. But in a slow economic recovery showing ongoing volatility, your retirement plans may be changing. The fees alone on most current retirement plans are enough to get you thinking about other options. Investing in gold is a safe and secure choice for those seeking stability.

Why You Are Not Stuck with Your Company’s 401k for Your Retirement Planning

Why You Are Not Stuck with Your Company’s 401k for Your Retirement Planning

As with buying a home and starting a family, enjoying retirement is the dream of many Americans. Many have the opportunity to build that dream by taking part in their companies’ 401k plans. Unfortunately, only after investing in such a plan do many employees find out both, how little input they have in how their money is invested and how small the return is on those poorly performing investments. To ensure that you can have…

The Basics of Saving For Retirement With A Precious Metals IRA

The Basics of Saving For Retirement With A Precious Metals IRA

Whether you’re 25 or 55, retirement should be at the forefront of your thoughts when it comes to getting your finances in order. With the days of steady pensions over and Social Security likely only to fund a portion of most people’s golden years, the burden of funding retirement is largely on the individual. Below are some basic questions about saving for retirement and information on how you can save for retirement with a Precious…

Confused About How To Add Physical Gold To Your Retirement Funds?

Confused About How To Add Physical Gold To Your Retirement Funds?

Are you confused about how to add physical gold to your retirement funds? Do you have an old 401(K) from a previous employer? It is more likely than not that these funds have lost a substantial percentage of value due to being filled with paper assets…How do you combat a volatile market? Rollover your old IRA or 401(K) into a Precious Metals IRA! Put your long-term funds back to work for your retirement with direct…